Use our free mortgage service to compare rates from the UK's leading lenders.
We have access to mortgage rates from as little as 4.83%*
Compare Bad Credit mortgage rates against the mortgage market to see how much you could save?
| Low-Cost Payments | |
| £50,000 | from £287 per month |
| £100,000 | from £575 per month |
| £150,000 | from £862 per month |
| £200,000 | from £1149 per month |
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Having bad credit can be daunting when considering remortgaging, but it's not an insurmountable hurdle. Many lenders in the UK understand that financial situations can change and are willing to consider applications from those with a less-than-perfect credit history.
It's crucial to approach the right lender, possibly with the help of a mortgage broker who has experience in bad credit remortgages. They can guide you to lenders who specialise in this area and increase the chances of approval.
Moreover, it's essential to know your credit score, understand the reasons behind it, and take proactive measures to improve it. This not only enhances your prospects but can also secure better remortgage rates.
Considering a Bad Credit remortgage? Fill in our form to get started finding the best remortgage rates.
Unbiased & Impartial - We search every remortgage lender in the UK. We're an independent website with no affiliation to any remortgage lender and therefore we don't promote any "special offers" from specific lenders.
Whole of Market - We search the whole of the remortgage market including exclusive quotes and rates sometimes available to remortgage brokers.
"He has kept me posted every step of the way and explained everything fully. There were no hidden costs. I would definitely recommend and will not hesitate to use them in the future"
"Very satisfied with the service received ! The advisor was excellent handling our remortgage and was very helpful with all questions we had and changing our term twice! Thanks again!"
Example savings based on borrowing £150,000 over 25 years, fixed for 10 years at 4.83%*, compared to an example mortgage rate of just 8.74% (this is the savings overs 10 years!)
*Example rate shown is a 10 year fixed rate mortgage from Lloyds Bank with an initial rate of 4.83% for 10 years; then reverts to SVR after intro period (12/09/2023). The rates shown are for illustrative purposes only, they should not be taken as any form of advice or recommendation. Actual mortgage quotes are based on individual circumstances.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
