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Having bad credit can be daunting when considering remortgaging, but it's not an insurmountable hurdle. Many lenders in the UK understand that financial situations can change and are willing to consider applications from those with a less-than-perfect credit history.

It's crucial to approach the right lender, possibly with the help of a mortgage broker who has experience in bad credit remortgages. They can guide you to lenders who specialise in this area and increase the chances of approval.

Moreover, it's essential to know your credit score, understand the reasons behind it, and take proactive measures to improve it. This not only enhances your prospects but can also secure better remortgage rates.

Considering a Bad Credit remortgage? Fill in our form to get started finding the best remortgage rates.

Why Use Us?

Unbiased & Impartial - We search every remortgage lender in the UK. We're an independent website with no affiliation to any remortgage lender and therefore we don't promote any "special offers" from specific lenders.

Whole of Market - We search the whole of the remortgage market including exclusive quotes and rates sometimes available to remortgage brokers.

How It Works

  1. Complete our simple form
  2. We'll search for the latest rates from the remortgage market (including any exclusive online rates)
  3. You'll receive a no-obligation remortgage quote
  4. It's over to you - if you're offered a rate that meets your needs that's great, but if it doesn't then there's no obligation to proceed

What People Say

"He has kept me posted every step of the way and explained everything fully. There were no hidden costs. I would definitely recommend and will not hesitate to use them in the future"


"Very satisfied with the service received ! The advisor was excellent handling our remortgage and was very helpful with all questions we had and changing our term twice! Thanks again!"

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